3 Faster access to funds is based on a comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. All others will be returned to the sender.Įarly direct deposit may provide you with access to your paycheck up to two days early. We will only post deposits that are sent under your name. You can also have a direct deposit enrollment form emailed to you from the Move Money section of the Chime app. Your routing number can be found in the Move Money and Settings sections of the Chime app or at. You can set up direct deposit by providing your Chime routing and account number to your employer or payroll provider. There are multiple ways to deposit money into your checking account. This ATM fee amount will be charged to your Checking Account. This ATM fee is a third-party fee amount assessed by the individual ATM operator only and is not assessed by us. location, an Allpoint ATM, or a Visa Plus Alliance ATM for any transaction, including a balance inquiry, you may be charged a fee by the ATM operator even if you do not complete a withdrawal. *If you use an ATM that is not a MoneyPass ATM in a 7-Eleven, Inc. No fee for transactions at any Allpoint® or Visa® Plus Alliance ATMs, or at MoneyPass® ATMs located in 7 Eleven, Inc. $2.50 (per transaction) out-of-network ATM withdrawal fee.

Fee DescriptionĬash Withdrawal Fee (applies to both ATM and Over The Counter “OTC” withdrawals) * You can also find this fee schedule in our Account Agreement. This results in a zero balance on your Chime Checking Account.

They will be assessed as long as there is a remaining balance in your Chime Checking Account, except where prohibited by law.Īny time your remaining balance is less than the fee amount being assessed, the balance of your Chime Checking Account will be applied to the fee amount. We want to keep everything out in the open so you know exactly what fees we may charge, which are listed below.Īll fee amounts will be withdrawn from your Chime Checking Account. We don’t believe in profiting from our members’ misfortune.

Chime has no minimum balance, monthly fees, or overdraft fees.

Chime bank direct deposit limit